About Us

Pell Insurance Solutions LLC is a highly-specialized, independent insurance agency which focuses on educating clients to make the best decision around the complexities of Medicare Plans. For over 13 years, we have worked with thousands of individuals, families and business owners throughout the Central Virginia area to provide customized solutions in the area of Medicare plan selection. 

Our area of expertise is Medicare. We also provide customized solutions for your life insurance and long-term care needs.

Senior centers, HR departments, and other insurance agents rely on our expertise and entrust us to help guide their retirees with the transition into Medicare.

---

The insurance professionals you refer to your friends

Medicare planning can be both confusing and intimidating, so we take great pride in being "the insurance professionals you refer to your friends." In fact, excellent client education and caring customer service are pillars of our practice. Our clients tell us they appreciate our no-pressure consultative approach, as well as our ability to break down complex topics and make them easy to understand.

Over the years, we noticed a few difficulties that customers who are new to Medicare or facing changes in their health have faced.

• many agencies and/or agents in our area only dabble in Medicare insurance plans as a side product
• many consumers think that plans are always cheaper online (not true!)
• many agents think that a one-size-fits-all approach is best

We don't.

We know that Medicare needs vary widely from person to person, so each individual needs specialized advice on what is the best solutions for them. We can provide that.

We know that most people do not understand that policies bought online are the exact same cost as the identical policy thru any local agent. But a website will not be there for you if you have additional questions or a problem with Medicare billing. We will.

We also know that choosing a Medicare plan is a serious choice, and that some plan decisions are final and cannot be changed later. This means that you need an insurance professional who will be there for you both now and in the future, looking out for what is best for you.

 As always, clients are under no obligation by any means to buy from us. However, if you are someone who values honest, face-to-face professional advice from a local agent who will be there for you in the future, then we would be honored to serve you.

Feel free to call our office at 804-212-7142, schedule an appointment directly from our website, or click the CONTACT US button above for any questions you may have about your upcoming decision. 

We are here for you!