Medicare Supplements
What you need to know now
Medicare is a wonderful tool for seniors to help pay for medical expenses. But there are some things that Original Medicare just won't cover and which could leave you with tens or even hundreds of thousands of dollars in bills.
This is where a Medicare Supplement plan comes in. Also known as a Medigap plan, Medicare Supplements are offered through private insurance providers, just like Medicare Advantage plans. However, Medicare Supplements and Medicare Advantage plans are completely different.
Some Medicare Supplement plans offer additional insurance coverage that Original Medicare does not, but typically do not cover things like dental, vision, or hearing services. Medigap plans usually cover costs like copayments, coinsurance, and deductibles. They do not include prescription drug coverage, so you would need to join a Medicare Prescription Drug Part D plan for those expenses. As with any insurance policy, there are premiums and deductibles associated with Medicare Supplement plans, and these can vary between plans.
Need help with Medicare Supplements?
​Which plan is right for you? We're here to help. We will listen to your needs and individual circumstances and help you decide on which plan is best for you.
In addition, we may be able to save you hundreds of dollars a month on your existing plan.
In fact, as an independent insurance agency, we can give you access to a number of different companies, so you'll know you are choosing the plan that meets your needs.
Call us any time with questions at 804-212-7142 or complete our CONTACT FORM.